Lotus Intelligence provides Company Movement
Briefings — short private briefings for UK commercial finance
brokers, summarising patterns of public-record activity that may
indicate UK SMEs entering a financing, refinancing, restructure, or
working-capital window.
Briefings are action-driven, not calendar-driven:
they go out when a strong pattern fires in your declared sectors, not on
a fixed weekday. In a week where nothing crosses the action threshold,
you receive a short Monday note acknowledging the quiet week, with any
softer (Watch-tier) context listed for reference.
Each briefing goes to one broker. Briefings are not
broadcast: every action briefing is matched to a single broker based on
sector and region fit. If a briefing does not fit, the broker can reply
N and we route it to the next-best match.
Minimum cadence commitment: we commit to delivering
at least 4 action briefings per calendar month to every
subscribed broker, starting from the first full calendar month of
subscription. If you receive fewer than 4 action briefings in any full
calendar month, your next month is free — applied automatically; no need
to claim it. We will not lower our quality threshold to meet this
number; if we cannot hit it with the same standard of signal, we credit
you the next month rather than dilute the product.
Briefings draw on public sources including Companies House filings,
Find a Tender Service, Contracts Finder, and publicly listed job
adverts. We combine these sources into pattern-based interpretations; we
do not predict that a company will take any specific action.
2. What we are not
To be clear:
We are not a lender, broker, introducer, or financial
adviser. We provide research; the broker decides what to do
with it.
We do not guarantee that any company listed in a
briefing is seeking finance.
We do not provide buyer intent signals. We surface
patterns; brokers interpret and act.
We do not sell broker lists, broker preferences, or
any subscriber data to third parties.
3. Subscription and price
Founding-subscriber offer: £300 per month, locked
for 12 months from the date of subscription. The founding cohort is
capped at 30 brokers. After the cohort closes or the 12-month lock
expires, standard pricing applies and we will notify you 30 days before
any change.
Billing cycle: monthly from the date of
subscription. Stripe collects your payment method when you subscribe,
but your first charge is not taken until the end of the 30-day free
period.
Founding-subscriber gift — first 30 days free:
every founding subscriber receives the service free for the first 30
days. You receive briefings from the moment you subscribe; your first
£300 charge lands 30 days after you start. The minimum-cadence
commitment in §1 begins from your first full calendar month of
subscription.
Payment method: card via Stripe-hosted checkout
from the subscription link sent to you. We do not store card numbers;
Stripe processes all payments.
VAT: not currently chargeable (operator below UK
VAT threshold). If our status changes, we'll notify you and the price
will be displayed inclusive of VAT going forward.
Cancellation: reply to any briefing with "cancel"
or email guy.phipps@lotusintelligence.co.uk. No questions,
no retention call. Subscription ends at the close of the current billing
period; no further charges.
Money-back guarantee (first paid month): if Lotus
isn't earning its keep during your first paid month after the free 30
days, reply and we'll issue a full refund — no form, no friction. After
that month, the standard cancellation terms above apply.
Price changes: any price change requires 30 days'
written notice to your registered email; you can cancel before the new
price takes effect. Founding-cohort subscribers keep the £300/month
price for the full 12-month lock period.
4. What you can do with
the briefings
You may:
Read, share internally within your firm, and act on briefings in the
course of your commercial finance brokerage
Contact the companies listed, subject to your own PECR/GDPR
compliance for outreach
Print, archive, and refer back to past briefings
You may not:
Resell or redistribute briefings to other brokers or firms
Use briefings to train a machine-learning model intended to compete
with this service
Scrape the subscriber dashboard or archive, or share your magic-link
sign-in URL with anyone outside your firm
If you leave your firm, your subscription is personal to you and
follows you — it does not transfer to a successor unless you ask us to
reassign it.
5. How we handle your data
We hold two kinds of information about you: subscription
data (what you give us when you sign up and use the service)
and enrichment data (what we build up about your firm
and professional profile to match relevant briefings to you). Both are
listed below.
Reply content from emails you send us (used to calibrate the
service)
Billing details processed by Stripe — we do not store card
numbers
What
we collect — enrichment data (B2B prospecting profile)
So we can match relevant briefings to you, we also hold a
professional profile compiled from public sources. This is the same kind
of B2B research a sales-development team would build manually, but
disclosed here in full:
Firm details: firm website, Companies House
registration (if a UK ltd), firm size estimate, firm age
Professional public footprint: LinkedIn URL (if
publicly listed), publicly listed phone number, professional seniority
level, declared specialisms drawn from your firm's website
Activity signals: dated references to your firm or
you in industry press, case studies, award listings, NACFB/FIBA member
directories
Operational notes: a short free-text marker (1–2
lines) on tone and recent activity, used to calibrate how briefings read
to you
Our internal fit score: a 0–1 score representing
how well we believe Lotus briefings match your stated specialism
We do not scrape LinkedIn at scale, we do not buy data from
third-party list providers, and we do not collect data about your
personal life or non-professional identity.
Why we hold it (lawful basis)
Subscription data: to deliver the briefings you've
subscribed to (UK GDPR Article 6(1)(b) — contract performance), and to
meet our tax and accounting obligations (Article 6(1)(c) — legal
obligation)
Enrichment data: UK GDPR Article 6(1)(f) —
legitimate interests (B2B prospecting of professional
contacts in the commercial-finance brokerage industry, balanced against
your interests as a professional whose work is publicly identifiable).
You can object to this processing at any time and we will stop (see
"Your rights" below)
Active subscribers: for the duration of the
subscription plus 7 years (UK tax record retention)
Prospects who don't subscribe: 12 months from last
contact, then enrichment data is deleted and the email is moved to a
suppression-only entry
Anyone who replies "stop" or "remove me": removed
from all sending lists within 48 hours; only a minimal suppression entry
retained to prevent re-contact
Anyone who asks us to delete their enrichment
profile: wiped within 14 days; we keep only a suppression entry
going forward
Your rights
You have the right to access, correct, port, or
delete the personal data we hold about you, and to
object to our processing of it (including our
legitimate-interests processing of enrichment data). Email
guy.phipps@lotusintelligence.co.uk and we'll respond within
30 days. You can also complain to the UK Information Commissioner's
Office (ico.org.uk).
6. How we contact
companies and brokers
We use UK GDPR's legitimate interests basis for B2B
cold outreach to brokers and to companies appearing in briefings (where
applicable). This means:
We only contact business addresses, never personal
We identify ourselves and the source of contact
We provide a one-step opt-out in every email
We honour opt-outs within 48 hours
We do not contact individuals who have asked us not to
If you'd prefer not to receive any communication from us beyond your
subscription, reply "marketing off" and we'll keep only the operational
subscription emails.
7. Service availability
Action briefings are delivered within 24 hours of pattern detection.
Quiet-week notes go out on Monday mornings, UK time, where applicable.
Both are best-effort — we do not guarantee specific delivery times.
Minimum cadence: as stated in §1, if you receive
fewer than 4 action briefings in any full calendar
month of your subscription, your next month is free, applied
automatically. This is the operative service-level commitment.
If we cannot deliver 4 briefings to you in a given month at the
quality bar we set ourselves, we will not lower the threshold to
make the number — we will credit the next month and, if cadence
is persistently below 4, talk to you about whether the service is the
right fit. Honest is better than padded.
We may pause the service for maintenance, holidays, or operational
reasons. Pauses longer than two weeks trigger an automatic credit equal
to the paused period.
8. Liability
We provide commercial research, not advice. Briefings reflect our
interpretation of public data at the time of sending and may be
incomplete or incorrect. Brokers act on briefings at their own
commercial risk.
To the maximum extent permitted by UK law, our total liability to any
subscriber in any rolling 12-month period is limited to the fees paid by
that subscriber in that period. Nothing in these terms limits liability
for death, personal injury caused by negligence, fraud, or anything else
that cannot be limited under UK law.
9. Termination
Either party may terminate the subscription at any time:
You — by replying "cancel" or emailing us;
effective at end of current billing period
Us — by giving 30 days' written notice; we'll
refund any prepaid unused period
We may terminate immediately if you breach these terms in a material
way (e.g. resale of briefings, misuse of broker dashboard) — in which
case we'll explain why and refund any unused prepaid period.
10. Governing law
These terms are governed by the laws of England and Wales. UK courts
have exclusive jurisdiction over any dispute.
11. Changes to these terms
We'll update this page when we change anything material. Subscribers
receive notice via email at least 14 days before changes take effect. If
you don't agree to a change, you can cancel before it applies.
Operator details (footer block, every page):
Lotus Intelligence is operated by Lotus Protocol Labs Limited,
registered in England and Wales (company number 16620212), registered
office: Union House, 111 New Union Street, Coventry, West Midlands,
United Kingdom, CV1 2NT. Contact:
guy.phipps@lotusintelligence.co.uk.